.tool-hero{padding:65px 0 0}.tool-hero h1{font-size:clamp(4rem,7.7vw,7rem);max-width:1120px}.tool-hero .lead{max-width:760px;font-size:20px;margin-top:25px}.tool-jumps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:35px;margin-top:50px}.tool-jumps a{display:grid;grid-template-columns:25px 1fr 20px;align-items:center;gap:14px;border-top:1px solid var(--line);padding:23px 0;font-size:14px}.tool-jumps a span:first-child{color:var(--accent);font-size:12px}.tool-jumps a span:last-child{text-align:right;color:var(--accent)}.tool-jumps a:hover{color:var(--accent)}
.tool-section{padding-top:78px;padding-bottom:95px}.tool-section-heading{max-width:850px;margin-bottom:40px}.tool-section-heading .eyebrow{margin-bottom:18px}.tool-section-heading h2{font-size:clamp(2.9rem,4.5vw,4.3rem)}.tool-section-heading>p:last-child{font-size:18px;color:var(--muted);max-width:720px;margin:22px 0 0}.calculator{display:grid;grid-template-columns:1fr 1fr;grid-template-areas:"inputs results" "secondary results";column-gap:56px;row-gap:0;align-items:start}.calc-inputs{grid-area:inputs}.calc-results{grid-area:results}.calc-secondary{grid-area:secondary;min-width:0}.calc-inputs,.calc-results{min-width:0}.calc-form-top{padding-top:22px;border-top:1px solid var(--line)}.calc-form-top>p{color:var(--muted);font-size:13px;margin-bottom:12px}.calc-actions{display:flex;gap:23px;margin-bottom:28px}.calc-actions button,.checklist-progress button{border:0;padding:0 0 3px;border-bottom:1px solid #a7aaa0;background:none;color:var(--ink);font-size:13px;cursor:pointer}.calc-actions button:hover,.checklist-progress button:hover{color:var(--accent)}.tool-form{display:grid;grid-template-columns:1fr 1fr;gap:26px 22px}.tool-field label{display:block;font-size:14px;font-weight:500;margin-bottom:10px}.number-input{display:flex;align-items:center;border:1px solid #aeb2a7;background:#fcfbf7;min-height:64px;position:relative;transition:border-color .15s}.number-input:focus-within{border-color:var(--accent);box-shadow:inset 0 0 0 1px var(--accent)}.number-input input{border:0;background:none;color:var(--ink);font:500 25px/1.2 'DM Sans',sans-serif;font-variant-numeric:tabular-nums;width:100%;min-width:0;padding:16px 12px}.number-input input:focus-visible{outline:0}.number-input:has(input:focus-visible){outline:3px solid #ce8f70;outline-offset:3px}.number-input:has(input[aria-invalid=true]){border-color:#ad422b;background:#fff6f1}.number-input>span{font-size:13px;color:var(--muted);padding-right:14px;flex-shrink:0}.field-help{color:var(--muted);font-size:12px;line-height:1.6;margin:8px 0 0}.target-price{border-top:1px solid var(--line);padding-top:27px;margin-top:32px}.target-price h3{font-size:1.85rem;line-height:1.15;margin-bottom:22px;max-width:430px}.target-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}.target-grid .field-help{display:none}.target-output{display:flex;flex-direction:column;justify-content:center;min-height:106px;padding-top:2px}.target-output>span{color:var(--muted);font-size:12px;line-height:1.5}.target-output output{font-size:26px;line-height:1.25;display:block;margin-top:10px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.tool-method{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:28px 0 18px;font-size:13px}.tool-method summary{padding:16px 0;cursor:pointer;font-weight:500}.tool-method>div{padding:3px 0 18px}.tool-method p{margin-bottom:12px;line-height:1.6;color:var(--muted)}.tool-method a{text-decoration:underline;text-underline-offset:3px}.download-link{font-size:14px;gap:20px}.download-note{font-size:12px;color:var(--muted);margin:10px 0 0}.calc-privacy{font-size:12px;color:var(--muted);margin:24px 0 0;max-width:450px}.baseline-card{background:var(--ink);color:var(--paper);padding:32px 34px}.baseline-card>.eyebrow{color:#d59a7c;margin-bottom:19px;font-size:11px}.margin-headline{display:flex;align-items:baseline;justify-content:space-between;gap:14px}.margin-headline>span{font-size:15px;color:#e1e3d9}.margin-headline output{font-family:'Instrument Serif',serif;font-size:clamp(3.9rem,5.4vw,5.5rem);line-height:1.08;letter-spacing:-.025em;font-variant-numeric:lining-nums;overflow-wrap:anywhere}.baseline-metrics{display:grid;grid-template-columns:1fr 1fr;gap:20px;border-top:1px solid #545c53;margin:24px 0 0;padding-top:21px}.baseline-metrics dt{font-size:12px;color:#c7cdc2;margin-bottom:7px}.baseline-metrics dd{margin:0;font-size:25px;line-height:1.3;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.zero-cost-note{font-size:12px;line-height:1.6;color:#e2d2bd;margin:20px 0 0}.discount-card{border:1px solid var(--line);border-top:0;padding:29px 34px 31px}.discount-card h3{font-size:1.9rem;line-height:1.15;margin-bottom:25px}.after-metrics{display:grid;grid-template-columns:1fr 1fr;gap:22px 18px;margin:0}.after-metrics dt{font-size:12px;line-height:1.5;color:var(--muted);margin-bottom:6px}.after-metrics dd{font-size:23px;line-height:1.2;margin:0;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.discount-impact{border-top:1px solid var(--line);margin-top:27px;padding-top:22px}.discount-impact>span{display:block;font-size:13px}.discount-impact output{display:block;font-family:'Instrument Serif',serif;font-size:4.7rem;line-height:1.05;letter-spacing:-.025em;color:var(--accent);margin:12px 0 10px;overflow-wrap:anywhere}.discount-impact p{font-size:12px;color:var(--muted);max-width:350px;margin:0}.required-quantity{margin-top:23px;padding-top:20px;border-top:1px solid var(--line)}.required-quantity>span{display:block;font-size:12px;line-height:1.5;color:var(--muted);max-width:320px}.required-quantity strong{font-size:27px;font-weight:500;line-height:1.3;display:block;margin-top:9px;overflow-wrap:anywhere}.required-quantity p{font-size:12px;margin:6px 0 0;color:var(--muted)}.tool-error{font-size:13px;color:#942f1b;margin:17px 0 0}.tool-notice{border-left:2px solid var(--accent);padding:2px 0 2px 14px;font-size:13px;line-height:1.6;margin:20px 0 0}.discount-card.has-loss .discount-impact output{font-size:2.4rem;line-height:1.1}.tools-page [hidden]{display:none!important}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.tool-audit{background:#eaeae2;padding:85px 0 90px}.tool-resource-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.resource-intro h2{font-size:clamp(2.8rem,4.3vw,4.1rem);max-width:540px}.resource-intro .eyebrow{margin-bottom:22px}.resource-intro .resource-lead{font-size:19px;line-height:1.6;margin:25px 0}.resource-intro>p:not(.eyebrow):not(.resource-lead):not(.download-note){font-size:15px;line-height:1.7;color:var(--muted);max-width:510px}.resource-intro .button{margin-top:12px;max-width:100%;font-size:13px}.resource-intro .resource-scope{margin-top:28px;font-size:13px!important}.checklist-progress{display:flex;align-items:center;justify-content:space-between;min-height:45px;border-bottom:1px solid #c7cabd;font-size:12px;color:var(--muted);padding-bottom:12px}.checklist-group{border-bottom:1px solid #c7cabd}.checklist-group summary{cursor:pointer;font-family:'Instrument Serif',serif;font-size:1.8rem;line-height:1.3;padding:21px 0}.checklist-group>div{padding:0 0 12px}.checklist-item{display:flex;gap:13px;align-items:flex-start;padding:12px 0;cursor:pointer}.checklist-item input{width:18px;height:18px;flex-shrink:0;margin:4px 0 0;accent-color:var(--accent)}.checklist-item>span{display:block}.checklist-item strong{display:block;font-size:14px;font-weight:500;line-height:1.5}.checklist-item>span>span{display:block;color:var(--muted);font-size:13px;line-height:1.6;margin-top:4px}.checklist-item:has(input:checked) strong{color:#66705d}.audit-checklist>.field-help{margin-top:18px}.data-note{font-size:13px;margin:22px 0 0;padding-top:20px;border-top:1px solid #c7cabd;max-width:470px}.tool-guide{padding-top:95px;padding-bottom:100px}.discount-example h3{font-size:2rem;line-height:1.15;margin-bottom:19px}.discount-example>p:not(.field-help){font-size:16px;color:var(--muted);line-height:1.7}.guide-comparison{width:100%;border-collapse:collapse;margin:20px 0 0;table-layout:fixed}.guide-comparison th,.guide-comparison td{font-size:13px;padding:15px 8px 15px 0;width:auto;border-bottom:1px solid var(--line)}.guide-comparison thead th{font-size:11px;line-height:1.4;text-transform:none;letter-spacing:0;color:var(--muted)}.guide-comparison th:first-child{width:47%;font-weight:400}.guide-comparison th:not(:first-child),.guide-comparison td{text-align:right}.guide-takeaway{display:flex;align-items:center;gap:24px;padding:25px 0 18px}.guide-takeaway strong{font-family:'Instrument Serif',serif;font-size:4.2rem;font-weight:400;line-height:1;color:var(--accent);flex-shrink:0}.guide-takeaway p{font-size:15px;line-height:1.5;margin:0;max-width:270px}.guide-questions{border-top:1px solid var(--line);margin-top:25px}.guide-questions summary{cursor:pointer;font-size:13px;font-weight:500;padding:18px 0}.guide-questions>div{padding-bottom:3px}.guide-questions h4{font-size:14px;line-height:1.6;font-weight:500;margin:18px 0 5px}.guide-questions p{font-size:13px;color:var(--muted);line-height:1.6;margin-bottom:12px}.tool-cta{background:var(--ink);color:var(--paper);padding:75px 0;border-bottom:1px solid #50594e}.tool-cta>.wrap{display:flex;justify-content:space-between;align-items:center;gap:60px}.tool-cta h2{font-size:clamp(2.7rem,4.3vw,4rem);max-width:790px}.tool-cta .eyebrow{color:#d59a7c;margin-bottom:20px}.tool-cta p:last-child{color:#d2d7cb;font-size:16px;max-width:660px;margin:25px 0 0}.tool-cta .button{flex-shrink:0}
@media(max-width:1100px){.calculator{gap:32px}.baseline-card{padding:27px}.discount-card{padding:25px 27px}.tool-resource-grid{gap:45px}.tool-jumps{gap:22px}.tool-jumps a{font-size:13px;gap:9px}.number-input input{font-size:23px}.baseline-metrics dd{font-size:23px}.after-metrics dd{font-size:21px}.tool-cta>.wrap{gap:35px}}
@media(max-width:800px){.calculator,.tool-resource-grid{grid-template-columns:1fr;gap:40px}.calculator{grid-template-areas:"inputs" "results" "secondary"}.calc-secondary .target-price{margin-top:0}.tool-section-heading{margin-bottom:32px}.tool-hero h1{font-size:clamp(3.7rem,9.5vw,6rem)}.tool-jumps{gap:15px}.tool-jumps a{font-size:12px;grid-template-columns:18px 1fr 15px;gap:6px}.tool-cta>.wrap{display:block}.tool-cta .button{margin-top:30px}.calc-results{max-width:100%}.baseline-card{padding:30px}.baseline-metrics{gap:35px}.baseline-metrics dd{font-size:29px}.margin-headline output{font-size:5.4rem}.discount-card{padding:30px}.discount-impact output{font-size:4.6rem}.after-metrics dd{font-size:25px}.target-price{max-width:100%}.resource-intro h2{max-width:600px}.tool-resource-grid{gap:38px}.resource-intro .resource-lead{max-width:590px}.resource-intro>p{max-width:590px!important}}
@media(max-width:650px){.tool-hero{padding-top:43px}.tools-page .tool-hero h1{font-size:clamp(3.5rem,14vw,4.6rem);line-height:1.04}.tool-hero .lead{font-size:17px;line-height:1.65;margin-top:25px}.tool-jumps{display:block;margin-top:33px}.tool-jumps a{font-size:14px;padding:15px 0;grid-template-columns:25px 1fr 20px}.tool-section{padding-top:53px;padding-bottom:64px}.tool-section-heading h2{font-size:2.9rem}.tool-section-heading>p:last-child{font-size:16px;line-height:1.7;margin-top:20px}.tool-section-heading .eyebrow{font-size:11px}.calculator{gap:30px}.tool-form{gap:22px 15px}.tool-field label{font-size:13px;min-height:39px;line-height:1.5;margin-bottom:7px}.number-input{min-height:58px}.number-input input{font-size:22px;padding:15px 10px}.number-input>span{font-size:11px;padding-right:11px}.field-help{font-size:11px;line-height:1.6}.calc-form-top{padding-top:19px}.calc-actions{gap:22px;margin-bottom:24px}.calc-actions button{font-size:12px}.calc-form-top>p{font-size:12px}.target-price h3{font-size:1.8rem}.target-grid{gap:15px}.target-output{min-height:100px;padding-top:0}.target-output output{font-size:23px}.target-output>span{font-size:11px}.tool-method{font-size:12px}.download-link{font-size:13px}.download-note{font-size:11px}.baseline-card{padding:25px 23px}.margin-headline output{font-size:4.6rem}.baseline-metrics{gap:15px}.baseline-metrics dd{font-size:24px}.baseline-metrics dt{font-size:11px;max-width:140px}.discount-card{padding:25px 23px}.discount-card h3{font-size:1.8rem}.after-metrics{gap:23px 14px}.after-metrics dd{font-size:23px}.after-metrics dt{font-size:11px}.discount-impact output{font-size:4.4rem}.required-quantity strong{font-size:25px}.tool-audit{padding:58px 0 63px}.resource-intro h2{font-size:2.9rem;line-height:1.05}.resource-intro .resource-lead{font-size:17px;margin:23px 0}.resource-intro>p:not(.eyebrow):not(.resource-lead):not(.download-note){font-size:14px}.resource-intro .button{font-size:12px;gap:18px;padding:18px;width:100%}.checklist-group summary{font-size:1.7rem;padding:19px 0}.tool-guide{padding-top:61px;padding-bottom:65px}.discount-example h3{font-size:1.9rem}.discount-example>p:not(.field-help){font-size:15px}.guide-comparison{display:table;width:100%}.guide-comparison thead{display:table-header-group}.guide-comparison tbody{display:table-row-group}.guide-comparison tr{display:table-row;border:0;padding:0}.guide-comparison th,.guide-comparison td{display:table-cell;font-size:12px;width:auto;padding:14px 5px 14px 0;border-bottom:1px solid var(--line)}.guide-comparison th:first-child{width:45%}.guide-comparison td:before{display:none}.guide-comparison thead th{font-size:10px}.guide-takeaway{gap:17px;padding-top:27px}.guide-takeaway strong{font-size:3.9rem}.guide-takeaway p{font-size:13px}.tool-cta{padding:59px 0}.tool-cta h2{font-size:2.8rem}.tool-cta p:last-child{font-size:15px}.calc-privacy{font-size:11px}}
@media(prefers-reduced-motion:reduce){.number-input{transition:none}}